MC CREDIT LOAN
COMPANY PROFILE
We are a licensed loan company operating under the strict regulation of the Ministry of Housing and Local Government of Malaysia (KPKT). As a registered moneylender, we fully comply with the Moneylenders Act 1951, which governs all money lending activities in Malaysia. This ensures a fair, transparent, and secure borrowing experience for our customers.
Since our company was founded on May 21, 2001, we have been operating steadily for 24 years, serving more than 10,000 customers. With integrity and efficiency, we have won the unanimous trust of our customers.
Our operations are built on the following core principles:
1. Transparent Lending Practices
We provide clear, detailed information about loan terms, interest rates, and fees, ensuring that our customers are well-informed before making any decisions.
2. Fair Interest Rates
We adhere to the legal limits on interest rates, ensuring our customers are charged fairly and protecting them from excessive fees.
3. Licensing Compliance
We hold a valid moneylender license issued by KPKT, ensuring our business practices meet the highest regulatory standards.
4. Consumer Protection
We uphold all consumer protection measures, offering reasonable repayment terms and clear procedures for handling disputes.
By adhering to these principles, we guarantee a secure and ethical lending experience that reflects our commitment to professionalism and integrity in Malaysia’s financial services industry.
Choosing the Right Lender Matters
Here's Why It's Us.
Lowest Interest Rates
from 6% /apr
Get loans from us today at the lowest interest rate
We charge a very low from 6% interest on our loan
Up to RM500K
Flexible Repayment Plan
from 120 /months
Loan tenure: 3 to 120 months
Flexible and Negotiable
Tailor made payment plan based on your profile requirements.
Representative Example
from 900 /month
Loan amount: RM10000
Repayment period: 12 months
Total interests: RM800
Total amount payable: RM10800
What We Offer
Our Services
We offer a range of flexible loan solutions to meet your financial needs — including personal loans, SME loans, and emergency funding. With low interest rates, fast approval, and no hidden fees, we’re here to support your financial goals with transparent and reliable service.
Personal Loan
At MC Credit Loan, we provide low-interest personal loans starting from just 6%, with no guarantor, no hidden fees, and no withdrawal card required. Our flexible repayment terms range from 3 to 120 months, and we offer fast approvals with quick fund disbursement to meet your urgent needs.
With over 10 years of industry experience, we take pride in offering personalized financial solutions backed by exceptional customer service. Whether you’re consolidating debt, covering unexpected expenses, or funding a personal project — we’re here to help.
Business Loan
Empower Your Business with MC Credit Loan’s SME Loans
. We understand the challenges and opportunities that come with running a business. That’s why we offer tailored SME loan solutions designed to help you grow with confidence. With over a decade of experience serving SMEs across Malaysia, we’re committed to supporting local businesses with funding that’s transparent, accessible, and hassle-free.
Apply today and take the next step toward sustainable business growth with a financing partner you can trust.
Trusted by Our Customers
Customer Testimonials
We let our satisfied customers speak for us. These testimonials are real stories from clients who have benefited from our loan services. Their experiences reflect our commitment to transparency, fast approval, and professional service.
Start Your Application
APPLY NOW
Ready to take the next step? Our application process is fast, simple, and hassle-free. Whether you need personal financing or business support, just fill out a quick form and our team will guide you through the rest — with fast approval and no upfront fees.
Start Your Application
Encounter any suspicious scams
If you encounter any suspicious phishing attempts, please contact us immediately at the numbers below.
